Mortgage Case Studies

The following case study is an actual case , which has been dealt with in the past 5 years.

 

Lock-Up Shop Purchase
Location: London
Property Type: Purchase of a vacant retail lock-up shop on a London high street at a price of 105,000
Case details: The applicant borrowed 63,000 to acquire the site from auction and convert into a grocery business. The applicant had two existing sites and used the mortgage to expand his business in the local area. A rate of 5% over base over 20 years, with the applicant using self certification supported by management trading accounts.
 
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*a proportion of these cases were dealt with directly through our mortgage provider and are here to provide you with an insight as to what mortgage problems can be dealt with
The overall cost for comparison is 10.53% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Early repayment charges apply. A broker fee of 1% may apply.  Your home may be repossessed if you do not keep up repayments on your mortgage.Our Financial Resources directory is available here