Frequently Asked Questions

Here are some of our most frequently asked questions, please read the answers, and it may save you time before you call us.

Q. Will you have to see my accounts?

A. No we offer a self certification option which means we donít need to see your accounts.

Q. What if I can provide full or partial accounts?

A. The more information you can provide us about your business the better. It may mean we'll be able to offer you a lower rate of interest, comparable with that of the High Street Lenders.

Q. How much can I borrow?
A. We can lend you between £50k and £2m.

Q. What if I have CCJ's or arrears on my existing mortgage?
A. No problem! Whilst we will need to know about them, it will not prevent us from finding a mortgage for you.

Q. What if I am a discharged bankrupt.

A. As long as you are now discharged we can help.

Q. What if I've been refused elsewhere?
A. No Problem! We specialise in providing commercial mortgages for those who have found it difficult to obtain a commercial mortgage from the traditional High Street Lenders.

Q. Will there be any restrictions on how I use the money?
A. No, it's your money. It can be used for any legal purpose.

Q. How long will the procedure take?
A. We are able to provide you with an in principle decision within minutes, once agreed the funds you need should be available within a few weeks.

Have you got a question that we haven't answered here? Call us on 0114 2571819. We'll be happy to give you the answers you need.

We donít have Problems ĖJust Solutions!

Call today for a fast, hassle-free, in-principle decision.

  • CCJs, arrears, poor credit history- no problem!
  • Raise cash for any legal purpose
  • No accounts? No problem!
  • Up to 85% loan to value
  • 30 year repayment terms!
  • Interest only option available during first three years

 Think carefully before securing other debts against your business. Your business premises may be repossessed if you do not keep up repayments on your mortgage.


If you would like a quotation, please use our Mortgage Quotation Wizard and we will ensure you get the best deal available for your business.

Mortgage Wizard

If you prefer to speak to a mortgage consultant, please visit our contact page and use the contact method you prefer, Email, Telephone or Post.

Visit Contact Page



The overall cost for comparison is 10.53% APR. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Early repayment charges apply. A broker fee of 1% may apply.  Your home may be repossessed if you do not keep up repayments on your mortgage.Our Financial Resources directory is available here